Brookwood Loans are consumer loans that have 36 monthly payments, similar to a car payment. The first payment is due one month after you sign your loan agreement. Payments are due on the same day each month.* There are NO hidden fees or "Balloon Payments."
In most states Brookwood Loans offers unsecured loans of $1000, $1500, $2000, $2500 and $3000. Some states have certain limitations, check your state for details.
Yes. We check your credit with major credit reporting agencies.
$0. We do not charge an application fee.
Yes, if you:
are at least 18 years old
have a Social Security Number
have a valid US checking account in your state of residence
are a resident of one of the State(s) in which we are accepting applications
(currently Alabama, Georgia, Missouri, South Carolina, Texas, Utah, and Wisconsin.)
Just complete the online application.
We accept applications 24 hours a day, 7 days a week, online at www.brookwoodloans.com. However, we are only able to offer 1-hour processing time Monday through Friday, from 9:00 AM to 5:30 PM Eastern Time. Any application not submitted during these hours will be processed at the beginning of the next business day.
You will need: a copy of your driver's license a voided check from your active checking account If you are self-employed, you will also need a copy of your most recent bank statement and certain tax documents.
Yes. We are licensed as a lender in all states in which we offer Brookwood Loans (except Alabama and Georgia where no license is required).
Yes, our website is set up and maintained to ensure our customers' information is secure. We use NSA-certified 128-bit encryption with a Secure Socket Layer connection to ensure that our customers have the same level of security afforded to the United States Government. If you are still unsure about the security of doing business with Brookwood Loans online, feel free to call one of our representatives between 9:00 AM and 5:30 PM Eastern Time.
We will ask you to fax in a copy of your driver's license and a voided check. You will then have an opportunity to review the payment terms and make a decision whether to accept or reject the loan offer. If you decide to accept our offer, you will complete our online loan agreement and execute the loan agreement electronically.
If the loan agreement is completed online before 1:00 PM Eastern Time, you should get your money the same day; otherwise, you will get it the next business day.
Our interest rates are located on our rates page.
Typically, payments are withdrawn automatically from your checking account monthly on your due date, using our e-pay service.
You can call Brookwood Loans' customer service department at 1-866-582-7759(1-866-582-7759), Monday through Friday, from 9:00 AM to 5:30 PM Eastern Time.
Yes! Just click the login button on the top navigation bar, or click here, and enter your login information to take you to your Brookwood Loans Online Management System. *If your payment day falls on the 29th, 30th, or 31st and the month does not have that day, then your due date will fall on the last day of the month.